diff --git a/satellite/payments/stripecoinpayments/service.go b/satellite/payments/stripecoinpayments/service.go
index 065f41c4e..19ae70afb 100644
--- a/satellite/payments/stripecoinpayments/service.go
+++ b/satellite/payments/stripecoinpayments/service.go
@@ -199,11 +199,9 @@ func (service *Service) updateTransactions(ctx context.Context, ids TransactionA
 			},
 		)
 
-		// moment of transition to completed state, which indicates
-		// that customer funds were accepted and transferred to our
-		// account, so we can apply this amount to customer balance.
-		// Therefore, create intent to update customer balance in the future.
-		if info.Status == coinpayments.StatusCompleted {
+		// moment of CoinPayments receives funds, not when STORJ does
+		// this was a business decision to not wait until StatusCompleted
+		if info.Status >= coinpayments.StatusReceived {
 			//monkit currently does not have a DurationVal
 			mon.IntVal("coinpayment_duration").Observe(int64(time.Since(creationTimes[id])))
 			applies = append(applies, id)
diff --git a/satellite/satellitedb/coinpaymentstxs.go b/satellite/satellitedb/coinpaymentstxs.go
index 64dea4d9c..d29b7ac91 100644
--- a/satellite/satellitedb/coinpaymentstxs.go
+++ b/satellite/satellitedb/coinpaymentstxs.go
@@ -283,7 +283,7 @@ func (db *coinPaymentsTransactions) ListPending(ctx context.Context, offset int6
 	return page, nil
 }
 
-// List Unapplied returns TransactionsPage with transactions completed transaction that should be applied to account balance.
+// List Unapplied returns TransactionsPage with a pending or completed status, that should be applied to account balance.
 func (db *coinPaymentsTransactions) ListUnapplied(ctx context.Context, offset int64, limit int, before time.Time) (_ stripecoinpayments.TransactionsPage, err error) {
 	defer mon.Task()(&ctx)(&err)
 
@@ -299,13 +299,13 @@ func (db *coinPaymentsTransactions) ListUnapplied(ctx context.Context, offset in
 			FROM coinpayments_transactions as txs 
 			INNER JOIN stripecoinpayments_apply_balance_intents as ints
 			ON txs.id = ints.tx_id
-			WHERE txs.status = ?
+			WHERE txs.status >= ?
 			AND txs.created_at <= ?
 			AND ints.state = ?
 			ORDER by txs.created_at DESC
 			LIMIT ? OFFSET ?`)
 
-	rows, err := db.db.QueryContext(ctx, query, coinpayments.StatusCompleted, before, applyBalanceIntentStateUnapplied, limit+1, offset)
+	rows, err := db.db.QueryContext(ctx, query, coinpayments.StatusReceived, before, applyBalanceIntentStateUnapplied, limit+1, offset)
 	if err != nil {
 		return stripecoinpayments.TransactionsPage{}, err
 	}